The Ultimate Money Tree Care Guide for Good Fortune in 2022
Money Tree stem from a Money Tree Care Guide

The Ultimate Money Tree Care Guide for Good Fortune in 2022

A Guide to Care For Money Trees 

Money Tree Care Guide

Are you looking for good fortune or just wanting to add another unique plant to your collection? Either way, you’re on the right track with the Money Tree. This Money Tree care guide will walk you through the steps for taking care of one of these beautiful assets to the home.

The Story Behind Money Trees

Scientifically known as Pachira aquatica and also called the Guiana chestnut, the Money Tree is native to Central and South America. It has spread across the globe to become extremely popular in Taiwan and East Asia due to its popularity in Feng Shui practices. 

Over the years, a legend surrounding this houseplant has developed. Just as its common name suggests, anyone who successfully cares for a money tree will have great wealth.

The braided trunk created by the grower is thought to lock in luck and fortune. Whether you are after positive energy, wealth, luck, or simply a lovely house plant, the Money Tree is a durable option for all plant lovers. 

Is Your Ennegram Type an Investigator or a Peacemaker? Either way, there’s a plant for you! Read our blog post The Best Houseplant for your Ennegram Type 

Care for Money Trees with Cellar Door Plants


Money trees love water but not all of the time. A hefty watering once every one to two weeks will be enough. Depending on where you live, your money tree may need less watering in the fall and winter. 

Let the soil dry out completely before you water again, and avoid getting the stem wet. Try to keep it solely on the soil, and make sure the roots aren’t soaking because this will cause Money Tree root rot

Light and Humidity 

A mixture of direct and indirect sunlight is ideal for money trees. Too much direct sunlight will burn the leaves, so make sure to rotate your plant on a regular basis. This also ensures symmetrical growth. 

Money Trees like high levels of humidity. But, they will survive in lower levels of humidity because they are so durable. Frequently mist the leaves, or place them on a watered pebble tray to increase humidity levels if you live in a dry area.  

Money Tree Soil and Fertilizer Needs

Money Trees need nutrient-dense soil with excellent drainage capabilities. A Peat-moss based soil is the best soil for Money Trees. If the soil seems to be retaining too much water, you can always mix in sand or gravel to increase drainage. 

A Money Tree does not need much fertilizer. If you want your plant to stay small in a bonsai style, it only needs basic plant fertilizer three times a year.

If you are growing a full tree, it is recommended to fertilize once or twice a month during spring and summer. In the fall and winter, slow down fertilizing to once every two or three months.  

Cleaning and Pruning Recommendations

You can clean your money tree by showering the plant with water. This will help get rid of any pests like aphids. 

In addition, if you start to see brown bumps on the leaves, you should clean the leaves with a mixture of soap, water, and rubbing alcohol. 

Money Tree pruning is important for maintaining a healthy plant. The smaller you want your plant to be, the more you need to prune it. Snip off any damaged or dead leaves just below the leaf node. They will quickly sprout new leaves after pruning, so money trees can survive accidental over-pruning. 


Stem cutting propagation is most common for money trees. Cut off a 15-centimeter section and place it in water until roots developed. Then plant this cutting into a pot of soil. Money trees can also be grown by their seeds. Simply place the seeds in water for 24 hours then place them in soil. Once sprouts develop place them into individual containers.  

Repotting Money Trees

You should routinely repot your money tree if you want it to get bigger. When you notice roots coming out of the container’s drainage hole, it is time to repot your tree. Spring is the ideal time for Money Tree repotting. 

How to Repot a Money Tree

If you want to keep it small, simply repot it in the same size container every few years to keep the soil fresh. If not, obtain a bigger pot with a drainage hole. Make sure it is not too big or else the soil may retain too much water. 

Fill part of the pot with new potting soil, and gently pull your money tree out of its original container. Remove any extremely dry or dead roots then place it into the new container. Fill in the remaining space with your soil mixture and water thoroughly. 

Potential Problems You May Encounter with Money Tree Care 

Money trees can develop diseases and pests. The occasional cleaning or applying neem oil can help prevent this. Yellow leaves may be caused by low humidity or fertilizer imbalances.

2021 Guide to Using Neem Oil

Sometimes, spots develop on money tree leaves. This may be caused by overwatering or potassium deficiencies. Money Tree root rot and mold is the most common problem. Money trees are also mildly toxic to pets, so make sure to keep it away from them. 

We’ve all been in this same place before. If you’re a new plant parent and feeling a little overwhelmed, check out our blog post The Top Five Mistakes New Plant Parents Make

Recommendations for Money Tree Watering Guide - Cellar Door Plants

Money Tree Care Guide Conclusion

The money tree makes a beautiful addition to any home. It is a durable plant that is relatively simple to take care of. With a balance of direct and indirect light, high humidity, and the proper watering routine your money tree with thrive. Keep your tree small or cherish it until it reaches over 6 feet. Who knows, maybe it will bring you a stroke of luck.

Check out our Money Tree in our Plant Shop!

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Plant Care with Cellar Door Plants

Cellar Door Plants aims to help bring nature into your home. We feel like people nowadays are more distant from nature than ever before. How can we protect the earth with so much distance from everything living around us? While we are based in Seattle, Washington, our greenhouse is located in San Marcos, California.

We are avid plant lovers so every plant sold is packaged and protected with care to guide it to your home safely. We have a wide selection of houseplants with care requirements ranging from easy-to-care-for home additions for beginners to more complicated varieties that require a more experienced grower.

If you’re interested in adding a Money Tree to your houseplant collection, head over to our plant shop to purchase!

Buy Money Tree Plant

Frequently Asked Questions

How do you take care of a Money Tree indoors?

To care for a Money Tree indoors you should position it in a spot that receives medium to bright indirect light. You should also plan to turn it every time you water it for even growth.

How often do you water a Money Tree?

While Money Trees love water, they don’t need a lot of it! A hefty watering once every one to two weeks will be enough.

How much sun does a Money Tree need?

Money Trees require a mix of direct and indirect light as too much will burn the leaves. For even growth, you should plan to rotate your Money Tree on a regular basis. 

Does a Money Tree need a lot of sun?

Not necessarily. Like any plant, Money Trees do need a bit of sun to grow but with too much direct light, you’re in danger of burning the leaves.

When should you repot a Money Tree?

Repotting Money Trees should happen when you notice roots coming out of the container’s drainage hole.

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Bertha Ford
Bertha Ford
1 year ago

i like the MONEY TREE . and i want one or should i have two. Bertha Ford .

1 year ago

I think I’ve ruined my small Money Tree. I let it stay in its pot too long (unintentionally) and its roots grew way through the bottom of its inner potted tray. To make matters worse, I didn’t know my daughter was watering it so the roots were sitting in inches of water for who knows how long. I re-potted in a slightly bigger container with a peat moss premixed soil. Its dusty and doesn’t seem to absorb water but is for tropical plants. Should I pull out and check/trim roots? I have no idea what root rot looks like or how to do that but I’m heartbroken over my plant looking horrible. The leaves are light brown, dry, and dropping like crazy. The poor thing is half bald!!! PLEASE HELP!

10 months ago

I have a somewhat small money tree and my kittens broke all the leaves off now I just have the trunks but I do still water but no new sprouts someone please help

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